It may sound like a simple question, and no doubt many of you already have a firm handle on what a Trust is.  However, we find it is something we continuously talk to our clients about.  To read more about …

Check the Facts Before You Act (Part 4 of 4):

“You can outsource expertise but never your understanding, especially when it comes to your finances.”
— Ben Carlson, “Don’t Fall For It”

As we covered in the most recent installment …

Understanding Your Emotions: Part 2 (of 4):

“[T]he challenge for all investors is to consume the news without being consumed by it.”
— Jason Zweig

In a previous post, we introduced our multipart series on the importance of separating fact …

The Benefits of Having a Doubt Part 1 (of 4)

“I’m not an optimist. That makes me sound naïve. I’m a very serious ‘possibilist.’ That’s something I made up. It means someone who neither hopes without reason, nor fears without …

The utility of living consists not in the length of days, but in the use of time.

— Michel de Montaigne

For better or worse, many of us have had more time than usual to engage in new or different …

In General

Direct payments/recovery rebates: Most Americans can expect to receive rebates from Uncle Sam. Depending on your household income, expect up to $1,200 per adult and $500 per dependent child. To calculate your payment, the Federal government will look …

If there is a universal investment ideal, it is this: Every investor wants to buy low and sell high. What if we told you there is a disciplined process for doing just that, and staying on track toward your personal …

You may have missed the news – buried in a much bigger spending bill, and passed in the thick of the holiday season. But after months of nearly bringing it to the finish line, it’s now official: On Friday, December …

Jargon is everywhere.  Whether it is mechanics performing a tune-up, or lawyers preparing briefs, language specific to an industry can be found just about anywhere.  Financial advisors are no different, and we think it is important from time to time …

Asset allocation. It’s so ingrained in how we manage our clients’ investment portfolios, we talk about it all the time. But what is it? What are assets, and what happens when you allocate them?

Asset Allocation: A Classy Subject
Big …

When international stock returns lag, investors may feel tempted to double down on their home market. Historical data suggests the long-term benefits of diversifying globally.  We recommend taking a look at this informative article from Dimensional (click the link below) …

When you will retire has far reaching ramifications for your financial planning. Take a look at this blog post from United Capital for more detail on what may be right for you.  Click the link below to read more.

Retire …

We recommend this great article by United Capital about several common 401(k) mistakes people make and how you can avoid them for more information on 401(k) investing.

Common 401(k) Mistakes and How to Avoid Them…

This Reader’s Digest article, 10 Retirement Savings and 401k Questions Answered is a great starting point for educating yourself about your 401k plan and saving for retirement.…

Learning to cultivate a savings habit is key to planning for your retirement.  This Psychology Today article provides four practical steps that can help set you up for success.

4 Steps to Cultivating the Habit of Saving Money…